Please choose the topic of your interest

Loan

Your dealer can start the loan request and will send you an e-mail. Open the link in the email and fill out all the required information in the request.

If all the information is complete, the credit check will be carried out. If the result is positive, you will be forwarded to our KYC partner to officially identify yourself and digitally sign the contract.

  1. The prerequisite is that you are over 18 years old and in gainful employment.

  2. It is then verified that all the information provided is in compliance with the Consumer Credit Act (KKG) and that the requested loan would not lead to your over-indebtedness, which is prohibited by law (legal provision according to Art. 3, Federal Act on Unfair Competition).

It usually takes about 15 minutes to complete the application form and sign the loan contract. It may take longer depending on whether additional informations need to be verified.

Once your contract has been approved and all required documents have been received, we will pay your dealer.

Our rates are fixed and you use our calculator to simulate the offering. This rate may increase depending on your credit score.

On this page you will find a detailed overview of the differences between loans and leasing to help you decide between the two financing methods. methods.

Once the vehicle has been delivered, you will automatically receive an email from us with the invoice for the monthly installment. The installments are payable monthly in advance on the first of each month.

If your contract started during the month, please note that the first installment is calculated pro rata and may therefore be higher. This means that on the first day of the month following delivery, the installment for the month commenced and the first full month will be invoiced.

The final installment is then correspondingly lower.

Privacy

We are aware of our responsibility in handling sensitive personal data. The personal data you provide during the application process will only be used to check your creditworthiness and to draw up your leasing contract.

Terms & conditions

A private customer has the possibility to withdraw from the leasing contract within 14 days after signing (after video identification).

Template is not defined.
Template is not defined.

It is possible to buy the car either at the end of the contract or during it. For this, please contact LeaseTeq AG directly.

Modifications to the vehicle are permitted as follows:

  • The lessee is free to make changes to the vehicle with original manufacturer parts as long as the value is not affected;
  • Modifications with non-branded parts must be submitted in writing and approved by LeaseTeq (please contact our support team at support@leaseteq.com);
  • Modifications that affect the value or safety of the vehicle are not permitted.

Prior to returning the vehicle, the lessee shall, at the lessor’s request, restore the vehicle to its original condition at lessee’s expense. In addition, the lessee shall be liable for any damage caused or resulting from modifications to or removal thereof. In no case shall the lessor provide compensation for the equipment.

The lessee is responsible for the proper use of the car.

  1. LeaseTeq receives your request via Email or phone.
  2. LeaseTeq is going to send you a form for the change of ownership and an invoice covering processing fee of CHF 450.
  3. Please pay the fee as soon as possible and return the completed form to us.
  4. As soon as LeaseTeq has received your payment, we are going to forward the code 178 to the Road Traffic Office.
  5. The new ownership is activated as soon as the vehicle is redeemed at the Road Traffic Office.

 

The use of the car is only permitted to the lessee, his family members and employees, if they have a valid driving license and assure the careful handling of the car.

The vehicle repossession can be transferred to a third party, with a signed power of attorney and copy of identification from the lessee.

The leasing application must be in the same name as the vehicle reservation and registration.

We offer terms from 12 to 60 months.

The leasing contract can be extended to 12, 36 or 48 months usually with a residual value of CHF 1’000.00.

This would be considered an export and is strictly prohibited. The vehicle must remain in Switzerland. Vacation trips abroad are of course permitted.

You are not allowed to move abroad with your car, in this case you can either buy the car, terminate your contract or finde another lesee to takover your contract

If the customer takes over the vehicle at the end of the leasing period, no additional kilometers will be charged. If the vehicle is returned at the end of the term or if the contract is terminated prematurely, additional kilometers will be charged.

It is possible, there is a fixed fee of CHF 350 and it will change slightly your monthly rate.

Unless otherwise agreed in writing, the lessee must pay for repairs and maintenance work and in any case have them carried out by an authorized dealer.

Any accident (except for minor damage up to an amount of CHF 1,000.00) must be reported immediately to the responsible insurance company and the lessor using the “European accident report” form.

  1. You send a termination request by e-mail or post
  2. LeaseTeq confirmed it received the termination request and provide information on the next steps
  3. You receive invoice for the termination fee
  4. As soon as this fee has been paid, LeaseTeq organise an appointment with a partner for the handover of the vehicle
  5. The vehicle is handed over to the partner
  6. The partner inspects the vehicle carefully and documents any damage, additional kilometers or cleaning work
  7. You sign the return protocol
  8. You receive the final invoice (individually depending on the case). This invoice includes expenses, any cleaning costs, any additional kilometers and any repairs. As soon as the final invoice has been paid, you receive a confirmation of the balanced contract and the contract is deregistered with the ZEK 

Payments

LeaseTeq offers attractive leasing rates. They are often on a par with brand-affiliated offers and below the level of brand-independent providers. We achieve this through a high level of digitalization and a very experienced team. The interest rate is precisely defined in each leasing contract.

We cannot escape the developments of rising interest rates on the capital markets, but we will always act with great fairness.

LeaseTeq does not currently offer LSV. The customer can set up a standing order.

As your contract did not start at the beginning of the month, the first payment will include a little more than just one month. The 2nd payment will be the same as that of the contract.

LeaseTeq is entitled to terminate the contract at any time without notice if the lessee fails to meet its contractual obligations, in particular in the event of late payment, improper handling of the vehicle, insufficient care or for good cause such as impending insolvency or insufficient insurance.

The opening of insolvency proceedings, the issuance of a debt moratorium and the lessee’s discontinuation of business activities result in the automatic termination of the contract.

Leasing application process

Our leasing application process is completely digital. The applicant goes through five steps, which help us to evaluate the creditworthiness. In cooperation with our renowned partners, we ensure eligibility for a loan and draw up the contracts for your leased vehicle. And all this in only about 15 minutes.

  1. Leasing details
    Here the applicant defines his leasing preferences, such as the amount of the down payment, residual value, etc.. This forms the basis for the tailor-made leasing offer.
  2. Personal details
    In this phase we need the applicant’s personal details in order to be able to issue the leasing contract accordingly.
  3. Income
    An analysis of your financial situation is mandatory for the approval of a leasing application in Switzerland. For this reason, we require an overview of your active and passive income.
  4. Expenses
    Identical to the income, we also need information about your personal expenses in order to evaluate your personal financial situation.
  5. Verification & identity check
    This step is necessary to correct any errors you may have made in the previous steps. We ask you to check the information you have entered for accuracy and confirm it. You will then be forwarded to our partner for identification of your identity.
  6. Confirmation of transmission
    In this final step, we confirm receipt of the application and create your personal leasing contract.

The application takes less than 15 minutes from start to approval. If the application process is started outside of regular business hours, the identification procedure, for example, must be completed at a later time.

Of course, we try to complete the process as quickly as possible so that you can soon drive your dream car. However, you should take into account the manufacturer’s delivery times as this can take several months for a newly ordered car.

As a regulated leasing provider, we need to verify your identity and creditworthiness.

For identification purposes, it is necessary that you have a valid identification document (passport or ID card) on hand.

For Switzerland only: The residence permit or driver’s license are not accepted as identification document.

To check your creditworthiness, we may ask you for proof of your income, assets or company finances. Until we receive these documents, your contract will remain pending, as the documents are part of your leasing contract.

With almost every car brand a test drive is possible. This should be requested directly from a store or garage in the vicinity.

We are constantly expanding our offer and partner network. Currently we offer leasing for selected brands such as Tesla and Porsche. All other brands and models can be requested from your garage, who will contact us.

LeaseTeq also offers used car leasing for selected brands.

About us

LeaseTeq is a fully regulated leasing provider. What started as a simple but agile leasing software has evolved into a multi-brand platform for private customers and companies in Europe. We offer smooth and comprehensive support throughout the leasing lifecycle.

We are LeaseTeq. Lease every car. Instantly. Digitally.

Leasing is an attractive way of financing vehicles. To ensure that the joy of owning a new vehicle starts early, we offer a simple, completely digital process. Our team has more than 300 years of combined experience in the automotive industry, which we use to focus on what really matters. Only LeaseTeq is digital, fast, innovative, precise, sustainable, discreet and close.

We’re happy to hear from you