Loan
Your dealer can start the loan request and will send you an e-mail. Open the link in the email and fill out all the required information in the request.
If all the information is complete, the credit check will be carried out. If the result is positive, you will be forwarded to our KYC partner to officially identify yourself and digitally sign the contract.
The prerequisite is that you are over 18 years old and in gainful employment.
It is then verified that all the information provided is in compliance with the Consumer Credit Act (KKG) and that the requested loan would not lead to your over-indebtedness, which is prohibited by law (legal provision according to Art. 3, Federal Act on Unfair Competition).
It usually takes about 15 minutes to complete the application form and sign the loan contract. It may take longer depending on whether additional informations need to be verified.
Once your contract has been approved and all required documents have been received, we will pay your dealer.
Our rates are fixed and you use our calculator to simulate the offering. This rate may increase depending on your credit score.
On this page you will find a detailed overview of the differences between loans and leasing to help you decide between the two financing methods. methods.
Once the vehicle has been delivered, you will automatically receive an email from us with the invoice for the monthly installment. The installments are payable monthly in advance on the first of each month.
If your contract started during the month, please note that the first installment is calculated pro rata and may therefore be higher. This means that on the first day of the month following delivery, the installment for the month commenced and the first full month will be invoiced.
The final installment is then correspondingly lower.